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Urban League of Essex County

Getting Out of Debt and Moving Forward

In 2016, Phyllis Hawkins faced insurmountable odds. She enrolled in the Financial Opportunity Center (FOC) under-employed with defaulted student loans, no savings, sub-prime credit and due to an unexpected family…

Motivation to Save and Build

Isaac Oppong’s financial circumstances were trying, difficult, and unpredictable before being introduced to the Financial Opportunity Center (FOC). Upon enrolling in the FOC, Mr. Oppong had no savings, was under-employed…