FINANCIAL OPPORTUNITY CENTER
Financial stability empowers families and builds stronger communities.
It is essential that individuals and families be able to make informed financial decisions to weather trying economic times and to plan for the future.
The Urban League of Essex County has been providing financial capability education and coaching to individuals and families for more than five years. The goal of ULEC’s financial capability program is to provide fundamental knowledge of financial staples such as best practices, credit-building initiatives, saving incentive programs, debt management and promote economic stability among the low-to-moderate income households. Financial coaches facilitate this process through workshops, seminars and one-on-one individualized client-driven sessions.
The Financial Opportunity Center has helped over 500 participants create financial goals, build better banking habits, increase net worth, establish and build credit knowledge and scores in preparation for retirement. Participants of financial literacy classes build portfolios rich with goals and priorities for building their futures. To date, more than 4,000 residents and 800 students have received this invaluable training.
For more information, or to get started on your own financial empowerment plan, contact Ms. Higgins at rhiggins@ulec.org or call 973-624-9535, x228
FREE WORKSHOPS + SEMINARS
"Take Control of Your Finances" Monthly Workshops
BASIC PRINCIPLES OF MONEY MGMT.
Every 1st
Wednesday
3-4pm EST
FINANCIAL AID
PAYING FOR COLLEGE
Every 1st Thursday
1-2pm EST
FINANCIAL LITERACY
Every 2nd and 4th Thursday
9-11am EST
INTRO TO INVESTING
Every 2nd Wednesday
1-2:30pm EST
STEPS TO STARTING A BUSINESS
Every 3rd Wednesday
1-2:30pm EST
CREDIT BUILDING BASICS
Every 3rd Wednesday
3-4pm EST
FINAL EXPENSES / BURIAL PLANNING
Every 4th Wednesday
2-3:30pm EST
We hear every day that many Americans are not financially prepared for their future. People find the financial planning process overwhelming and they don’t know where to begin.
Thanks to our partnership with Prudential Financial, the Urban League of Essex County is pleased to offer our "friends and family" a financial wellness educational series through Prudential PathwaysSM. Typically only offered to employees, Prudential PathwaysSM will provide practical, down-to-earth information that may help you and your family today, tomorrow, and beyond. It is designed to give you an understanding of the fundamentals of financial wellness through educational seminars.
We encourage you to attend all seminars in the series, which includes:
ROADMAP TO RETIREMENT
Wed., Sep. 7
1-2pm EST
Longevity risks, pros/cons of rollover IRAs, healthcare and long-term costs and more
YOUR SOCIAL SECURITY BENEFITS
Wed., Oct. 5
1-2pm EST
An in-depth explanation on the retirement, disability, and death benefits of Social Security.
HEALTHCARE IN RETIREMENT
Wed., Nov. 2
1-2pm EST
What Medicare covers, out of pocket medical expenses, long term care, supplemental insurance, tips for how to pay for healthcare in retirement.
IT'S YOUR ESTATE. ARE YOU IN CONTROL?
Wed., Dec. 7
1-2pm EST
Estate planning, taxes and how to reduce them, how to distribute your assets as you wish
- Hybrid Classes
- Day & Evening Classes Available
- Financial Literacy
- Job-Readiness Training
- Job Placement Services
Basic Requirements:
- Must be SNAP recipient (Not WFNJ TANF)
- High School Diploma or Equivalency.
EMPLOYMENT + TRAINING OPPORTUNITIES
From the Urban League of Essex County and NewarkWorks
New Careers in Green Energy
Learn about job opportunities in renewable energy. Training available for specific positions.
Targeted Opportunities include:
- Weatherization Installer Technician
- Quality Assurance
- Control Inspector
- Energy Efficiency Account Manager
- and more...
For information: (973) 624-9535 x228
PRE-APPRENTICESHIP IN CAREER EDUCATION PROGRAM (PACE)
Are you looking for a career in carpentry and electrical?
The Urban League of Essex County's PACE Program is a Pre-Apprenticeship in Career Education program that prepares individuals for a Registered Carpentry/Electrical Apprenticeship. This program classroom instruction covers college readiness, job readiness, and worker safety training.
Successful PACE graduates can be referred to begin a 4-year union apprenticeship in carpentry and electrical, securing an attractive benefits package and earning potential.
Other benefits include earning while you learn and employment security!
Earn four (4) industry recognized certifications:
- Fall Prevention
- OSHA 30 Safety and Health
- Confined Space
- Supported Scaffolding
Eligibility requirements: must be 18+ years old, have a valid driver's license and a H.S. Diploma or GED.
We partner with accredited businesses and institutions - Nextwave Safety Solutions, Inc., Essex County College, National Coalition of Resources (NCOR) and National Community Reinvestment Coalition (NCRC).
To find out if you are eligible to become a PACE student, please contact Al-Qadr Camillo - Email or call (973) 624-9535 x216
PRE-APPRENTICESHIP IN CAREER EDUCATION (PACE) PROGRAM GRADUATION CEREMONY - FRIDAY, SEPTEMBER 23, 2022
FREE TAX PREPARATION
FREE TAX PREPARATION HAS ENDED FOR THE 2022 TAX SEASON. PLEASE CHECK BACK FOR 2023.
In partnership with: United Way of Greater Newark
A Volunteer Income Tax Assistance (VITA) Program provided by the Internal Revenue Service